2025-06-06Niranjan Ghatule
RBI's LTV Relief :The Reserve Bank of India is set to raise the Loan-to-Value (LTV) ratio for small-ticket gold loans up to ₹2.5 lakh from 75% to 85%. This regulatory shift has triggered a strong rally in gold loan-focused NBFCs like Muthoot Finance, Manappuram Finance, IIFL Finance, and L&T Finance. The move is expected to boost credit access and benefit gold loan providers significantly.
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