In its Q4FY25 earnings report Private Lender Axis Bank presented a financial performance

Core Financials:

Net Interest Income (NII) climbed 5.5% YoY to ₹13,810.5 crore from ₹13,089 crore.

Profit After Tax (PAT) recorded a minor decline of 0.16%, standing at ₹7,117.5 crore versus ₹7,129.6 crore a year ago.

Pre-Provision Operating Profit (PPOP) rose by 2.05%, reaching ₹10,752.37 crore.

Business Growth:

Net Advances increased by 8% YoY, touching ₹10.40 lakh crore.

Deposits surged 10%, amounting to ₹11.72 lakh crore—indicative of growing customer trust and business traction.

Asset Quality Improvement:

Gross NPA stood at ₹14,490 crore, down from ₹15,850 crore (QoQ), improving the Gross NPA ratio to 1.28% from 1.46%.

Net NPA fell to ₹3,685 crore from ₹3,775 crore, with the Net NPA ratio improving to 0.33% from 0.35%.

Additional Highlights:

Gross Slippages for the quarter came in at ₹4,805 crore, compared to ₹5,432 crore in the previous quarter, reflecting better asset quality control.

The bank also wrote off ₹3,375 crore worth of NPAs, helping clean up the balance sheet.

Share Price of Axis Bank limited Closed flat at ₹1,208.50 on Thursday 24th April 2025 and in last six months axis Bank has given flat returns of 3.53% 

Disclaimer:

This article is meant for informational purposes only and is based on publicly available financial data from Axis Bank's Q4FY25 report.