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Tag: Fintech
    RBI’s New DLG Provisioning Norms: A Blow to Fintechs Like Paytm

    RBI’s New DLG Provisioning Norms: A Blow to Fintechs Like Paytm

    2025-05-28  Niranjan Ghatule
    This article explores the Reserve Bank of India's (RBI) new provisioning guidelines for Digital Loan Guarantees (DLGs) and their potential impact on fintech companies like Paytm. It explains how the exclusion of DLGs from provisioning calculations could increase capital requirements, reduce ROE, and affect loan disbursement volumes, particularly for digital lenders.