As the Q4 FY25 earnings season concludes, all major Indian banks have now released their financial results, This quarter has been marked by strong credit growth, stable asset quality, and robust profitability for many lenders, driven by rising loan demand, controlled NPAs, and improved net interest margins (NIMs).In this blog, we break down the quarterly performance of all Nifty banks, highlighting their revenue, profit figures, asset quality, and management commentary.

HDFC Bank

• Net Profit Rises by 6.7% YoY to Rs 17,616 Crore
• NII increased by 10.3% YoY to Rs 32,070 Crore
• NIM stood at 3.54%
• Net NPA at 0.43%
• Announced Dividend of Rs 22/Share
• Provisions Rs 3,193 Crore
• PE ratio:20.82 

ICICI Bank

• Net Profit Rises by 18% YoY to Rs 12,630 Crore
• NII increased by 11% YoY to Rs 21,193 Crore
• NIM stood at 4.41%
• Net NPA at 0.39%
• Announced Dividend of Rs 11/Share
• Provisions Rs 891 crore
• PE ratio:20

Axis bank 

• Net Profit flat at Rs 7,117.5 Crore
• NII increased by 5.5% YoY to Rs 13,810 Crore
• NIM stood at 3.97%
• Net NPA at 0.33%
• Announced Dividend of Rs 1/Share
• Provisions Rs 1,359 crore
• PE ratio:13.05

Kotak Mahindra Bank

• Net Profit falls by 14% YoY to Rs 3,552 Crore
• NII increased by 5% YoY to Rs 7,284 Crore
• NIM stood at 4.97%
• Net NPA at 0.31%
• Announced Dividend of Rs 2.5/Share
• Provision Rs 909 crore
• PE ratio:22.57

State Bank of India 

• Net Profit falls by 10% YoY to Rs 18,642 Crore
• NII increased by 2.7% YoY to Rs 42,774.55 Crore
• NIM stood at 3%
• Net NPA at 0.47%
• Announced Dividend of Rs 15.90/Share
• Provisions Rs 12,643
• PE Ratio:9.21

Disclaimer:  
The information provided in this blog is for informational and educational purposes only and does not constitute financial, investment, or professional advice. While every effort has been made to ensure the accuracy of the data, readers are advised to independently verify and consult with a financial advisor before making any investment decisions. The author or the website shall not be held liable for any loss or damage arising from the use of this information.